Federal,state and local governments offer a wide range of Grants and financing programs to help small businesses start and grow their operations.Find and Apply....

Small Business Start-up Grants-Free Business Money

Grants and financial assistance are considered to be a boon for small businesses that desire to expand in the future. Small businesses are believed to be a vital stimulator for the economic growth of the country. This is the reason, today there are many state government agencies that encourage small businesses by providing them grants for starting a business. They are also provided with other small business financing aid. For Full Information read......


Procedure For Obtaining Grants for Small Business

Business Plan
I have been saying that there are many government agencies, that give grants to encourage your small business, but how? Well, it is not possible that, one fine morning you go at the office and ask for grant and it will be readily given to you! For that, the first step is to prepare a proper business plan. Your business plan must be transparent mentioning the objectives, goals and the mission statement of your organization. Moreover, business concerns such as the targeted market, outline of the small business marketing strategy to sell your product and many more. Your business plan must be consisted of a proper discussion of all the aforementioned details. It is only then that you will be able to convince and ensure the agency that you are serious with your business and you desperately need the grant for its upbringing.
Working with Organization
Organizations such as the Small Business Administration (SBA), are vital, as you will always be able to learn all those small and large tips and advises, to obtain the grant easily. Not only this, SBA also provides you with business initiating loans and also grants, at comparatively smaller interest rates so as to encourage your businesses. Therefore, working with such organizations for some period of time definitely helps in many ways.
Benefit to the Community
Now, your business is surely a profit-making venture. But, is it only you that will be benefited by it? If this is the case, then think over this point. The agencies that issue grants always prioritize businesses that are more likely to benefit the society, along with the owner of the business. For example, with regards to employment, if your business is generating 10 jobs in the society while the other is generating 5, then your business will be prioritized for the grant. It is therefore advisable to consider the overall community benefit while preparing the business plan.
Research on Grant Issuing Organizations
There are not one, but many organizations or agencies that give you grants for small business startup. Therefore, it is always necessary to do some research with regards to finding out the best one for your business. Find out organizations that offer the least rate of interest and the one that is quicker with its procedures of verification and issuance. You can surf through Internet to find out information on such organizations.





Sunday, 10 May 2015

Small Business Start-Up Grants For Single Mothers-Free Business Money For Women

Small Business Start-Up Grants For Single Mothers-Free Business Money For Women


Aspiring single mothers with goals of starting a sole independent business can now look for different grant programs offered by the US federal government. The US government has initiated varied programs that fulfill the zest for establishing and running small businesses by single moms for a self-reliant life. 
The small business grant programs offer single mothers funding opportunity, training, lucrative plans and ideas to start and develop the business. If you are also keen to kick-start your independent venture and need monetary assistance then apply today for the small business start-up grants.
Small Business Administration (SBA): single mothers seeking to start their own business can avail assistance from SBA that offers financial aid and resources through the US government. With offices in each state, SBA has a huge circle through which it assists, counsels and guards the interests of the single mother owned businesses. There are special Women's Business Centers that offer support in starting and developing small business by giving training, ideas for business development and also financing opportunities.
Small_Business_Start_Up_Grants_For_Single_MothersSmall Business Innovation Research (SBIR): initiated by the Congress, the grant program helps single mother owned small businesses to conduct research and development work. The program offers small businesses approximately $2.5 billion each year to conduct researches for growing and developing purpose.
The eligibility criteria for the program include:
Single mothers must have a small business with not more than 500 employees
The business must have profit purpose and should have commercialization probability
The owner must be US resident
Small Business Technology Transfer Program (STTR): it is a government aided program that helps small businesses through funding program for research and development. The primary aim of the program is the growth and development of public/private sector and to promote scientific and technological innovations in the country. The funds are decided on the basis of the research work to be conducted.
The eligibility requirements for the STTR program are:
Interested single mothers must have a business in US
The business must be for-profit purpose
Not more than 500 employees should be a part of the business
Must be independently operated
The main researcher might not be employed in the small business
In addition to this, single mothers can avail grants from the National Science Foundation if her business is related to software development. Mothers can avail funds from Department of Justice for work that associates her with at-risk youth or mentally unstable children.
Single mothers can also get assistance from state grants by contacting the state economic development office to gather information about the grants available in the state or in her location. Moreover, private organizations and nonprofit agencies also extend support to mothers to help them fulfill their dream of establishing business. Specific region have special funding projects and programs. Make a comprehensive research and apply for as many programs as possible that accomplish your dream of independent venture.


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Sunday, 19 April 2015

Small Business Startup Grants For Women-Apply Free Money For Business

Small Business Startup Grants For Women-Apply Free Money For Business


Apply_Small_Business_Startup_Grants_For_Women

Small_Business_Startup_Grants_For_Single_Moms

Small_Business_Startup_Grants_For_Women




Other Useful Sources - sba.gov

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Saturday, 18 April 2015

Small Business Startup Grant Assistance For Minority Business Owner

Small Business Startup Grant Assistance For Minority Business Owner


Setting up a business from the scratch can be a tough choice for enthusiastic entrepreneurs, especially if they fall in the minority section. Arranging for the funds and dealing with the expenses can be risky and daunting. The government has thus, initiated varied assistance programs for the minorities interested in small businesses, assisting and boosting them for their endeavor. 
There are numerous plans, programs, monetary funding and aid for you under the Federal grant assistance for minorities’ Small Businesses. Go through the list and apply today to accomplish your dreams of an independent career. 
Financial Assistance to Apply for Minorities’ Small Business Owners
Minority owned firms and business are offered financial aid in the form of loans, grants, counseling, assistance and training to help them run, expand and compete in the federal marketplace. The monetary aid programs for enthusiastic minority business owners are listed below:
SBA 8(a) Business Development Program
Business Development program helps minority-owned firms which qualify by providing training workshops, counseling and technical and management guidance. The program also helps these businesses to compete in the federal marketplace by providing opportunities in the government contract space.
Small_Business_Startup_Grant_For_Minority_OwnerFor program qualification some minority groups are already been categorized as economically and socially disadvantaged. These groups include:
Native Americans
African Americans
Subcontinent Asian Americans
Hispanic Americans and 
Asian pacific Americans
Apart from these groups, other individuals can also be considered for the program if they can provide substantial documentation and evidence suggesting racial discrimination and economic disadvantage.
SBA supports the certified firms by providing business development assistance and support in maintaining program requirements. It also provides a Mentor-Protégé program which pairs the mentor firms with protégé firms so that mentor firms can provide assistance and also joint venture or subcontract the federal contracts.
Small Business Administration’s Minority Owned Program 
The SBA’s Minority Owned Program offers varied federal resources for the success and growth of your business. It helps in the initiation, financing for the startup, strategically developing and then the overall growth of business.
SBA’s HubZone Program
The program is engaged in promoting for the economic development and growth of underdeveloped areas through the expansion of small businesses in these specific sectors. It encourages in attaining more of federal opportunities and support if your business in located in these distressed areas.
Business Loans
Eligible women business owners, recognized by the government, can receive low-interest loans by SBA, provided they belong to the minority section. The loans are attainable even with bad credit history report and can be repaid after a long duration of time. Eanthusiastic minority women can now avail the financial assistance for their startups.
USDA Grant
The U.S. Department of Agriculture (USDA) offers funding to grantees in rural sectors up to $150,000 through the Rural Business Opportunity Grant. The funds facilitates in providing technical and training assistance to nonprofit corporations and cooperatives for their business development and growth.
Georgia-Pacific Grant
The program, initiated in 1927, helps minorities’ small businesses to set off and expand eventually through the funding program. The grant program usually funds business plans, ventures or projects for entrepreneurship that benefits the lives of the community and is targeted for the development of residents. Minority business owners with these criteria qualify for this program. 
Amber Foundation Grant
The program is targeted towards women entrepreneurs seeking to venture into the business world and accomplish their dreams. Commenced in 1998, the program proffers funds to commemorate the death of a 19 year old woman who could not fulfill her aspirations. Amounts ranging from $500 to $1,500 are granted to women from different cultural groups to cover the expenses of starting and setting up a business.
In addition to this, minority business owners can also look for assistance from their individual state governments, nonprofit organizations and government accredited agencies to kick start their business. Make the endeavor with the finances available for a successful venture.



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Sunday, 3 August 2014

Find Small Business Start-Up Grants For Veterans-Veteran-Owned Businesses

Find Small Business Start-Up Grants For Veterans-Veteran-Owned Businesses

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Thursday, 31 July 2014

Obama Small Business Grants-Start Up Grants and Loans By Obama

Obama Small Business Grants-Start Up Grants and Loans By Obama


The recession has had a very bad impact on the economy of not only the United States, but also of the rest of the world, with America being the prime victim. However, there are plans set in motion by the federal government to fight the negative impacts of recession and get the money flowing through the economy again. When the Obama administration started taking matters into their hands, they rolled out a $787 billion economic package, specially intended to better the financial condition of the US economy as a whole. Almost all sectors in the economy were hit by the financial crunch; and small businesses being one of the prominent ones.
Recession and Small Businesses
Small businesses play a very important role in the economy of the United States of America. President Barack Obama stated that approximately 70 percent of the new jobs that were created in the last decade came from small businesses. In general, small businesses are believed to provide employment to around 40 percent of US citizens. The government is also encouraging banks and major financial institutions to offer small business loans. Banks are also required to send a report to the Obama administration regarding the handling of short and long-term loans. Obama grants for small business are also set up for aiding small businesses, contributing to economic growth.
Obama_Small_Business_Startup_GrantsGovernment Grants for Small Business
If you are thinking about starting a business on a small scale, you can apply for government grants. Note that grants are completely different from loans. Grants are kind of free money which is not required to be repaid; on the other hand, loans need to be repaid with some amount of interest rates applied to it. You can refer to the US government's grant website for details on how to apply for free grants for small business.
Obama Small Business Stimulus Package
As a part of the billion-dollar stimulus package, President Obama initiated a small business stimulus package. This financial package is intended to give a tax relief to troubled small businesses in this economy. It includes financial assistance of about $730 million to the Small Business Administration (SBA). This economy stimulus package is not only useful for small businesses but also medium-sized businesses.
One of the main advantages of the small business stimulus package is tax deduction. This allowance enables small businesses to write off a certain amount for equipment purchase in a calendar year. Business entities running on a small scale are now allowed to write off expenses up to $250,000, as opposed to the $128,000 in the past. However, the resources whose amount can be written off do not include land and building; but other things such as computers, office necessities, etc. Another benefit is the special depreciation deduction, under which the small businesses can depreciate 50 percent of the cost, during the year the asset was purchased for the business. Tax cuts also forms an important part in the benefits of the small business stimulus package. Those who run small businesses, can now avail tax cuts after showing miscellaneous expenses. If the shareholders of small publicly owned businesses are holding the shares for over five years, they are eligible to obtain a capital gains tax cut. Special tax credits would be awarded to small businesses which hires people who have been unemployed for over six months.



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Tuesday, 15 July 2014

Government Business Start up Grants Unemployed-Grants For Unemployed Entrepreneurs

Government Business Start up Grants Unemployed-Grants For Unemployed Entrepreneurs



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Saturday, 28 June 2014

Small Business Grants For Minority Women-Free Grants For Business

Small Business Grants For Minority Women-Free Grants For Business

Small business grants for minority women are a better option in comparison to taking small business loans, as unlike loans, these grants do not have to be paid back. 
So, all minority women who are interested in starting/expanding their business, should consider applying for such grants offered by the state government, federal government and non-profit organizations. Given below is some useful information on how to find and apply for such small business financing grants.
How to Find Small Business Grants for Minority Women
Grants.gov Website
The first place to visit when looking for government grants for women who belong to the minority and are interested in starting their business is this website. This website provides complete information on the government agencies which provide grants. 
The website also gives information on the various kinds of grants a minority woman will be eligible for. An important thing to keep in mind while searching for grants is that they are not available throughout the year. So, you will have to keep your eyes open and check the various government agency websites for recent grant announcements from time to time.
Minority Business Development Agency
Get in touch with MBDA i.e. Minority Business Development Agency. MBDA is a federal agency set up by the U.S. Department of Commerce to aid in the development and growth of the minority owned businesses. MBDA functions through a network of business centers as well as strategic partners throughout America. MBDA offers federal small business grants for minority women however there may be some conditions laid to give the grants. For example, government grants may be given only if businesses are opened in a specific location or if only a certain type of business is started. To know in detail about their programs and grants, log on to the official MBDA website.
Small Business Administration
There are a number of Women Business Centers (WBC) established by the Office of Women's Business Ownership (OWBO) throughout United States. These centers provide technical, managerial and all other kinds of counseling and help to women who belong to socially disadvantaged classes who are interested in starting their own business. You can visit one of these women business centers or simply log on to the official website of small business administration to know about the various small business grants for women.
Non- Profit Foundations
There are certain non- profit organizations as well which provide small business grants for women and minorities. Such non-profit organizations in turn get grants from the federal government which they pass onto the needy people of the society for starting a business. So, search the Internet or get in touch with such non-profit organizations and know about their funding programs.
How to Apply Small Business Grants for Minority Women
While applying for small business grants for minorities, make sure that you have a well written business plan as well as a grant proposal. A business plan should include the benefits of starting the business, how the business will make money, who will be its clients, what products/services it will manufacture, etc. In case you feel that you do not have the required skills to frame a business plan, consider hiring a professional to do the job.
Along with the application for minority women business grants, provide a certificate that the business is/will be woman owned. 
This certification will help you to get government contracts in the future. To get this certification, get in touch with National Women's Business Owners Corporation or Women's Business Enterprise National Council.
In order to ensure that your application for small business grants for minority women is approved quickly, there are a number of things that you can do. Firstly, in your business plan, mention how your business will help the community. For example, write about the jobs that it will create in the community or how you will provide your office space for a school in the evening. 
Secondly, proofread your application and business plan thoroughly. The information provided should be accurate and there should be no spelling mistakes. If you keep these tips in mind, your chances of getting a grant will certainly improve.




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