Federal,state and local governments offer a wide range of Grants and financing programs to help small businesses start and grow their operations.Find and Apply....

Small Business Start-up Grants-Free Business Money

Grants and financial assistance are considered to be a boon for small businesses that desire to expand in the future. Small businesses are believed to be a vital stimulator for the economic growth of the country. This is the reason, today there are many state government agencies that encourage small businesses by providing them grants for starting a business. They are also provided with other small business financing aid. For Full Information read......


Procedure For Obtaining Grants for Small Business

Business Plan
I have been saying that there are many government agencies, that give grants to encourage your small business, but how? Well, it is not possible that, one fine morning you go at the office and ask for grant and it will be readily given to you! For that, the first step is to prepare a proper business plan. Your business plan must be transparent mentioning the objectives, goals and the mission statement of your organization. Moreover, business concerns such as the targeted market, outline of the small business marketing strategy to sell your product and many more. Your business plan must be consisted of a proper discussion of all the aforementioned details. It is only then that you will be able to convince and ensure the agency that you are serious with your business and you desperately need the grant for its upbringing.
Working with Organization
Organizations such as the Small Business Administration (SBA), are vital, as you will always be able to learn all those small and large tips and advises, to obtain the grant easily. Not only this, SBA also provides you with business initiating loans and also grants, at comparatively smaller interest rates so as to encourage your businesses. Therefore, working with such organizations for some period of time definitely helps in many ways.
Benefit to the Community
Now, your business is surely a profit-making venture. But, is it only you that will be benefited by it? If this is the case, then think over this point. The agencies that issue grants always prioritize businesses that are more likely to benefit the society, along with the owner of the business. For example, with regards to employment, if your business is generating 10 jobs in the society while the other is generating 5, then your business will be prioritized for the grant. It is therefore advisable to consider the overall community benefit while preparing the business plan.
Research on Grant Issuing Organizations
There are not one, but many organizations or agencies that give you grants for small business startup. Therefore, it is always necessary to do some research with regards to finding out the best one for your business. Find out organizations that offer the least rate of interest and the one that is quicker with its procedures of verification and issuance. You can surf through Internet to find out information on such organizations.





Monday, 13 July 2015

Apply Grants Online For Disabled Veterans to Start A Small Business

Apply Grants Online For Disabled Veterans to Start A Small Business


U.S. has more than 2.4 million businesses being operated by Veterans that has significantly contributed for the growth of the economy. Veterans have once served our nation and often post-retirement find it tough to sustain their living, especially is they are disabled. Most of them possessing leadership and technical skills seek to commence their independent business but run out of finance to realize their dreams.
To help Veterans with their entrepreneurial goals the government, Veteran offices, states and accredited organizations offer financial assistance, loan programs, essential resources and striking ideas for the commencement and growth of business. There are also special programs for service related disabled Veterans. Start applying now to accomplish your business goals.
Small Business Grants that Disabled Veterans Can Apply for Small Business
The U.S. Small Business Administration (SBA)
Grants For Disabled Veterans to Start A BusinessThe SBA with its specialized Veterans Business Development (OVBD) offers the much needed assistance and backing to Veteran entrepreneurs seeking to start a business of their own. Its varied business programs like Starting a business, Growing a business, Financing a business, Mentoring and training, Selling to the government enable in entrepreneurial development and expansion.
SBA offers more than $1 billion loans for Veteran-owned businesses along with the essential resources like planning, survey, training, mentoring and customers for business start-ups. Some loan programs have also been initiated by SBA like Military Reservist Economic Injury Disaster Loan (MREID), Patriot Express Pilot Loan and Express Loan Program, offering up to $350,000.
Self-employment Grants for Veterans with Service Disability
The Veterans Administration grants the self-employment program for Veterans with service-related disabilities. Interested applicants need to structure out a striking yet feasible business plan to be submitted and may receive funds for their business marketing, training, licensing fees and purchase of important supplies, equipment, inventory and other start-up requirements. These funds are non-repayable.
The Self-employment Grants has two divisions Category I or Category II that determine the funding amount. Category I is related to severe service-related disabilities while Category II addresses Veterans having serious but not severe employment challenges. Contact your local VA office to apply for the program.
Venture Capital Fund Serving Veterans
Businesses run by Veterans can obtain funds from the Veterans’ Opportunity Fund (VOF), the first venture capital fund that invests more than $3 million for the startup, growth and expansion of business undertakings. The funds are mostly granted for ventures associated with healthcare, technology, manufacturing and business services. Veterans need to submit an interesting business plan for selection.
Financial Assistance from Non-Profit and Local Governments
Veterans may also seek funds from some nonprofit organizations for their business undertakings. Several charities for Veterans may agree to lend financial assistance to eligible applicants. Moreover, local government, communities and Veteran offices can also offer support for the venture. 
There are even certified SBA loans for disabled Veterans, funds from angel investment groups like Hivers and Strivers and assistance from organizations and local governments. Make thorough research about your funding sources, eligibility criteria and opportunities and start applying today for the business startup grants from disabled Veterans.



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Monday, 6 July 2015

Apply Free startup Grants For Women Owned Small Businesses

Apply Free startup Grants For Women Owned Small Businesses


The last 20 years witnessed a swift growth of women-owned businesses in US and has been ranked as the “fastest growing sector in the small business community.”  The country presently has more than 9.1 million businesses headed by women that generate more than $1.4 trillion revenues.
To boost and enhance this budding resource channel, the government, state, business organizations and recognized associations have initiated several funding sources, assistance programs and grants that back the women force to accomplish their entrepreneurial goals and dreams. Start applying and commence your independent venture now!
Some Important Federal Grants Options for Women-Owned Small Businesses Are
Small Business Administration
SBA is a storehouse of loans, grant and funding for small businesses, especially those owned by women. With its branches in several states, SBA offers assistance to women in allocating funds for starting, developing and growing of the business. The Office of Women’s Business Owners (OWBO) helps launch new businesses, expand and compete with other ventures in the market. Moreover, it offers financing opportunities, helps prepare business credit report, penning down business plan, provides ideas, counseling and valuable recommendations for the business. The 4 important segments for which it offers support are:
startup Grants For Women Owned Small Businesses Starting a Business
Financing a Business
Growing a Business
Mentoring and Training 
Women's Funding Network
It is one of the largest philanthropic foundations that help in empowering women and aid with monetary assistance for the commencement of a business. Women’s Funding Network is a growing community having 160 women’s funds and foundation and aims to curtail poverty and help women fulfill their dreams. The organization helps in raising money for commencing women-owned businesses.
The Eileen Fisher Business Grant Program for Women Entrepreneurs
This program offers grant amount of $12,500 to women entrepreneurs based on the concept, business and applications submitted. It needs to be a for-profit business or partially profit and partially nonprofit business. An attractive business plan and expansion scheme is needed for attaining the grant program. Some important criteria to note are:
Business needs to 100% women owned
It must be run by at least 50% women
It must be at least at 3 years old or at start-up stage 
American Association of University Women (AAUW)
It’s a nonprofit organization that boosts women to excel in every sphere, advocacy, careers, education, and research, business etc. The organization assists female entrepreneurs attain higher degrees, commence independent ventures and compete in the global market. Being one the highest funding sources, AAUW has awarded almost $3.5 to $4 million to graduate women for project undertakings, fellowships, community action programs etc.
Cartier Women’s Initiative Award
The organization offers the platform for international business plan competition for women entrepreneurs to help, support and promote their for-profit business undertakings. It assists businesses that are at the initial stage and creates an international network for success. There are three phases of selection procedure and it begins from November and continues to next year March.
WomenBiz.gov
Enthusiastic women entrepreneurs can receive business related information and aid to advance their ventures with countless government information on federal acquisition. Moreover, it enables in attaining direct business access to government networks.
Research about your business needs and start applying today for the grants for women owned small businesses. For more information on business grants read through Business Grants and Loans for Women.


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Wednesday, 3 June 2015

How to Apply Free Startup Grants For Minority Small Business Owners

How to Apply Free Startup Grants For Minority Small Business Owners


Are you seeking to start your independent venture but impeded in your progress due to shortfall of capital? If it’s a minority small business there’s good news for your! You have financing opportunities for your start-up that helps you realize your dreams of entrepreneurship.
Minority small business owners seeking for grant and monetary assistance have myriad options to avail for the commencement, growth and development of their businesses. The federal, state, recognized agencies and renowned organizations furnish grant programs to minorities for a successful and flourishing venture. Apply and get your grants.
List of Best Grant Options that Minority Small Business Owners Can Apply
Minority small business owners have countless grant options to avail for their startup venture. Here’s a list of grant sources for minority business owners.
The Small Business Administration
The SBA administers many business grant programs ensuring minority-owned small businesses have access to technical resources, contract opportunities, adequate capital, marketing opportunity, human resources, development scope and proper business channels. Moreover, it offers prospects for attaining bigger contracts. SBA grant programs include:
SBA’s 8(a) Business Development program
Startup Grants For Minority Small Business Owners Mentor-Protégé Program
HubZone Program
Surety Bond Guaranty Program
Small Business Investment Company (SBIC) Program
SBA-backed 7(a) loans
The Small Business Innovation Research Program
SBIR encourages small businesses to partake in Federal Research/Research and Development (R/R&D) having commercialization prospective. Established in 1982 by Congress, SBIR helps economically constrained small businesses to explore in the field of technological innovation and scientific excellence for which it funds a generous amount ----for Phase One up to $100,000 and for Phase Two up to $750,000.
Amber Foundation Grant
Amber Foundation was launched in 1998 in memory of a 19-year-old girl who died without realizing her dreams. The foundation helps to accomplish the entrepreneurial dreams of financially depressed women or minority women seeking to start their small business. Grant amount from $500 to $1,500 are awarded to meet the start up costs and other supplementary expenses.
The Minority Business Development Agency (MBDA)
MBDA, an agency in the United States Department of Commerce, commits to support minority owned businesses by offering business consulting services and providing assistance with capital, contracts and marketing opportunities. This aids in the growth and competitiveness of the businesses.
Capital Assistance
The Minority Business Development Agency (MBDA) agency is a part of the U.S. Department of Commerce that helps firms with minority business owners in getting contracts, raising capital, access to markets and other strategic consulting services related to their business. The agency interfaces directly with the managers and the business owners at the local level. MBCs help owners with funding package, providing response to grant proposal and applying for SBA loan or obtaining capital funding from a lender.
Georgia-Pacific Grant
This is a multinational pulp and paper manufacturer that funds for plans and proposals of small businesses. Presently thirty-five states support this grant program that sponsor for businesses engaged in the development of Georgia-Pacific communities and advancement of education, community improvement, entrepreneurship and the environment. 
There are many other grant programs for minority small businesses. Besides federal and private grants, even states offer assistance to minority-owned small businesses through its specific grant programs and proposals. Find your opportunities and the best resources available and start applying now.


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Monday, 1 June 2015

Federal Small Business Startup Loans and Grants Assistance Programs

Federal Small Business Startup Loans and Grants Assistance Programs


If you are looking to start a new venture then the Small Business Administration (SBA) can render help with financing, training, planning and advocacy to set up your independent business. The US government presently does not offer any grant program to start or to expand business but yes, it offers many assistance programs for planning, improving and in attaining SBA low-interest small business loans.
Even the local and state governments offer financing programs for the commencement and expansion of small businesses. If you are seeking for any business help them read the article and apply today.
Assistance Programs for Expansion of Small Businesses
Small business can avail SBA’s financial programs that render financing needs such as surety bonds, debt financing and equity financing
Debt Financing
Small Business Startup Loans and GrantsSmall businesses cannot get direct loans from SBA but can avail from its partners based on the set guidelines for taking loans. Partners may include micro-lending institutions, community development organizations and authorized lenders who are guaranteed by SBA about the repayment of the loans. This eliminates some risks and worries of the lenders and encourages them to support enthusiastic entrepreneurs to set up their venture.
It is almost like a commercial loan planned according to SBA structured rules along with SBA guaranty. Make a thorough research on the current fiscal policy based on the present economic conditions and then apply.
SBA’s Surety Bond Guarantee (SBG) Program
A surety bond is an agreement signed between a project owner, a contractor and someone who assumes responsibility for any obligation or debt of another also known as surety. The SBG program helps small contractors by taking a guarantee for assuming a percentage of loss if the contractor is unable to carry out the contract or breaches contract terms with the surety. SBA guarantees bonds up to $5 million and in certain circumstances up to $10 million to assist small business contractors avail surety bonds.
SBA’s Small Business Investment Company (SBIC) Program
Small Business Investment Company is a public-private partnership investment program by SBA which aims to create growth capital for small businesses, fulfilling SBA regulatory requirements. The investments are not made directly in the businesses instead SBA raise capital from private investors and supplement that with low-cost, government-guaranteed debt instruments.
Research Grants for Small Businesses
The US government offers Research Grants for Small Businesses if the business is associated with scientific research and development (R&D). The grant offered is administered by Small Business Technology Transfer (STTR) programs and Small Business Innovation Research (SBIR). Enthusiastic entrepreneurs are persuaded by the SBIR and STTR to take on scientific projects that meet the following criteria:
Projects that have high prospective for commercialization
Those that abide by the federal R&D objectives
If you are looking for starting a small business and seeking for assistance for expansion, the SBA can be a good place to start with. Make complete research about the financing options of SBA as there are varied programs with diverse qualifying criteria. Look for the ways to receive assistance and start applying today for your dream venture.


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Friday, 29 May 2015

Free Small Business Grants For Disabled Veterans-Apply Startup Money Online

Free Small Business Grants For Disabled Veterans-Apply Startup Money Online


Often retired, working or service-disabled Veterans look for opportunities to start their businesses but lack of funds and assistance cause a barrier in the fulfillment of their dreams. As per the SBA 2012 Veterans’ Report, there are almost 2.4 million businesses run by Veterans in the country which are still escalating.
To boost further growth and development of businesses the government, state and recognized agencies offer funding aid, grants and benefit programs to Veterans for their undertakings. This has created better prospects for Veterans to accomplish their goals.
The U.S. Small Business Administration (SBA)
The SBA has multiple plans and business programs that assist Veterans and service related disabled Veterans to establish their independent business undertakings. The programs offer the required resources like planning, training, survey, customers, etc that help in commencing, functioning and developing of small businesses. The following are the list of programs offered:
Starting a business
Small_Business_Grants_For_Disabled_Veterans
Growing a business
Financing a business
Mentoring and training
Selling to the government
Besides, SBA offers many loan programs like Patriot Express Pilot Loan, Military Reservist Economic Injury Disaster Loan (MREID) and Express Loan Program that offers loans up to $350,000.
Office of Veterans Business Development
Administered by SBA, the Office of Veterans Business Development offers many assistance programs and services to Veterans, helping them commence their independent businesses and procure government contracts for steady growth and development. Veterans interested in starting their venture can apply at the main office of SBA or in the state office where an official staff person is designated to guide applicants.
Moreover, Veterans can avail professional training, mentoring, counseling and ideas about business planning from the SBA Veterans Business Outreach Centers located in almost all regions. It gives a clear understanding of the procedures and the right proposal to start business.
Venture Capital Fund
Businesses owned, commenced, headed and managed by US Veterans can now avail Veterans’ Opportunity Fund (VOF), a venture capital fund offered for investment purpose. Eligible Veterans can obtain funds to maximum of $3 million for the growth and development of businesses specializing in specialty manufacturing, technology, business services and healthcare.
Self-Employment Grant Program
The Veterans Administration provides self-employment program to the service-disabled Veterans, enabling them to fund for marketing, training, supplies, licensing fees or buy equipment, inventory or any other start-up requirements. The Veterans just need to contact their VA office to apply for the program.
There are however, two groups-Category I and Category II. The former category is related to Veterans with severe service-related disabilities while the latter category relates to not so severe employment related disability. The grants depend on the category in which the Veterans belong. Submit your business plan in VA for consideration.
If you have served the nation before and now looking to invest in non-profit business then start applying for the small business programs specialized for Veterans for funds. Get information about the application procedures, resources and funding opportunities available, the eligibility criteria and start applying today.


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Sunday, 10 May 2015

Small Business Start-Up Grants For Single Mothers-Free Business Money For Women

Small Business Start-Up Grants For Single Mothers-Free Business Money For Women


Aspiring single mothers with goals of starting a sole independent business can now look for different grant programs offered by the US federal government. The US government has initiated varied programs that fulfill the zest for establishing and running small businesses by single moms for a self-reliant life. 
The small business grant programs offer single mothers funding opportunity, training, lucrative plans and ideas to start and develop the business. If you are also keen to kick-start your independent venture and need monetary assistance then apply today for the small business start-up grants.
Small Business Administration (SBA): single mothers seeking to start their own business can avail assistance from SBA that offers financial aid and resources through the US government. With offices in each state, SBA has a huge circle through which it assists, counsels and guards the interests of the single mother owned businesses. There are special Women's Business Centers that offer support in starting and developing small business by giving training, ideas for business development and also financing opportunities.
Small_Business_Start_Up_Grants_For_Single_MothersSmall Business Innovation Research (SBIR): initiated by the Congress, the grant program helps single mother owned small businesses to conduct research and development work. The program offers small businesses approximately $2.5 billion each year to conduct researches for growing and developing purpose.
The eligibility criteria for the program include:
Single mothers must have a small business with not more than 500 employees
The business must have profit purpose and should have commercialization probability
The owner must be US resident
Small Business Technology Transfer Program (STTR): it is a government aided program that helps small businesses through funding program for research and development. The primary aim of the program is the growth and development of public/private sector and to promote scientific and technological innovations in the country. The funds are decided on the basis of the research work to be conducted.
The eligibility requirements for the STTR program are:
Interested single mothers must have a business in US
The business must be for-profit purpose
Not more than 500 employees should be a part of the business
Must be independently operated
The main researcher might not be employed in the small business
In addition to this, single mothers can avail grants from the National Science Foundation if her business is related to software development. Mothers can avail funds from Department of Justice for work that associates her with at-risk youth or mentally unstable children.
Single mothers can also get assistance from state grants by contacting the state economic development office to gather information about the grants available in the state or in her location. Moreover, private organizations and nonprofit agencies also extend support to mothers to help them fulfill their dream of establishing business. Specific region have special funding projects and programs. Make a comprehensive research and apply for as many programs as possible that accomplish your dream of independent venture.


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Sunday, 19 April 2015

Small Business Startup Grants For Women-Apply Free Money For Business

Small Business Startup Grants For Women-Apply Free Money For Business


Apply_Small_Business_Startup_Grants_For_Women

Small_Business_Startup_Grants_For_Single_Moms

Small_Business_Startup_Grants_For_Women




Other Useful Sources - sba.gov

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