Federal,state and local governments offer a wide range of Grants and financing programs to help small businesses start and grow their operations.Find and Apply....

Small Business Start-up Grants-Free Business Money


Grants and financial assistance are considered to be a boon for small businesses that desire to expand in the future. Small businesses are believed to be a vital stimulator for the economic growth of the country. This is the reason, today there are many state government agencies that encourage small businesses by providing them grants for starting a business. They are also provided with other small business financing aid. For Full Information read......


Procedure For Obtaining Grants for Small Business


Business Plan
I have been saying that there are many government agencies, that give grants to encourage your small business, but how? Well, it is not possible that, one fine morning you go at the office and ask for grant and it will be readily given to you! For that, the first step is to prepare a proper business plan. Your business plan must be transparent mentioning the objectives, goals and the mission statement of your organization. Moreover, business concerns such as the targeted market, outline of the small business marketing strategy to sell your product and many more. Your business plan must be consisted of a proper discussion of all the aforementioned details. It is only then that you will be able to convince and ensure the agency that you are serious with your business and you desperately need the grant for its upbringing.
Working with Organization
Organizations such as the Small Business Administration (SBA), are vital, as you will always be able to learn all those small and large tips and advises, to obtain the grant easily. Not only this, SBA also provides you with business initiating loans and also grants, at comparatively smaller interest rates so as to encourage your businesses. Therefore, working with such organizations for some period of time definitely helps in many ways.
Benefit to the Community
Now, your business is surely a profit-making venture. But, is it only you that will be benefited by it? If this is the case, then think over this point. The agencies that issue grants always prioritize businesses that are more likely to benefit the society, along with the owner of the business. For example, with regards to employment, if your business is generating 10 jobs in the society while the other is generating 5, then your business will be prioritized for the grant. It is therefore advisable to consider the overall community benefit while preparing the business plan.
Research on Grant Issuing Organizations
There are not one, but many organizations or agencies that give you grants for small business startup. Therefore, it is always necessary to do some research with regards to finding out the best one for your business. Find out organizations that offer the least rate of interest and the one that is quicker with its procedures of verification and issuance. You can surf through Internet to find out information on such organizations.








Friday, 10 August 2012

Small Business Grants For Women in Illinois-Apply Business Grants and Loans

Small Business Grants For Women in Illinois-Apply Business Grants and Loans
In Illinois, women are offered numerous opportunities when they are starting a business. In June 2010, the U.S. Department of Labor reported that women executives working full-time in management, business or financial occupations earned more money than all other women in any other major national occupational category. 
To promote women into higher paying executive positions and improve the historic wage differential between the sexes, public and private organizations in Illinois provide business grants and incentives to encourage women starting businesses.
State Grants
State-level business grants for women can be scarce in Illinois, but the state offers other means of financial support for female entrepreneurs. The Illinois Department of Commerce and Opportunity (DECO) offers a number of programs designed to help minorities and women succeed in business. The Minority Participation Loan Program offers business loans up to 50 percent of the total amount of a project, with a maximum of $50,000.
The Illinois Capital Access Program (CAP) is a financial support program that encourages lenders to approve loans to those who may not qualify otherwise. Illinois provides the lender with an insurance reserve to cover the cost of the loan in case of default.
Illinois Department of Commerce & Economic Opportunity
Business Finance Division
500 East Monroe
Local Grants
Many counties and cities in Illinois offer financial incentives to incoming businesses. Women-owned business who apply are often given special consideration. Grant funds may come in the form of special tax breaks or real estate tax easements, some counties even offer subsidized business loan programs.
An example of a city in Illinois offering extensive small business grants is the city of Elgin. Women should inquire about their ability to customize development agreements to provide assistance for programs that may not fall within their other guidelines.
Other programs subsidized through county and city grants include business loan programs with local lenders, reduced taxes, special bond issues for designated enterprise zones, and 50-percent matching building funds for facade and landscaping renovations.
City of Elgin Economic Development Department
150 Dexter Court
Private Grants
The Chicago Foundation for Women is considered one of the largest women's benefit funds in the world. The Chicago Foundation for Women was founded on the belief that all women and girls should have the opportunity to prosper and succeed in life.
The fund offers a number of grant opportunities and provides women with free workshops on how to apply for grants and put together business proposals. Illinois women starting a non-profit business are recommended to begin their business plan research at the Chicago Foundation for Women.


Other helpful Resources - 
http://www.dol.gov/
http://www.commerce.gov/





Source - http://www.ehow.com/list_6791741_business-grants-women-illinois.html
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